ジャスティントルドー首相から新型コロナウイルスに関してのアナウンスメントが連日続いています。

先週には政府がカナディアンとビジネスの支援として最大820億ドル（約6兆1000億円）を拠出することが発表され、その内容を気にしている方も多いはず。

これまでLifeTorontoでも少しずつカナダの支援策の内容を日本語で過去記事に載せてきましたが、3月23日（月）に政府のサイト「Canada’s COVID-19 Economic Response Plan」を確認するとより分かりやすいように情報が更新されていました。

In response to #COVID19, we are supporting individuals and businesses in need. Have a look at how we will support you: https://t.co/w7tzCJwYhP #EconomicResponse pic.twitter.com/2npgeJPEa8

— FinanceCanada (@FinanceCanada) March 18, 2020

プランは大きく「Support for individuals」「Support to businesses」の2つのカテゴリーがあり、その中でさらに情報が細分化されています。

そこで今回はカナダ政府の「Canada’s COVID-19 Economic Response Plan」に記載されている「Support for individuals」の全ての文章を日本語で意訳してみました。
（※後日 Support to businesses の内容も「ビジネス編」として紹介予定です）

カナダ政府による国民支援策「Support for individuals」の全文・日本語訳

photo from canada.ca

早速ですが、上の流れの通りに日本語で訳してみました。少しでも参考になれば幸いです。（下記内容は3月23日時点のものになります）

(イントロダクション)

photo from canada.ca

The Government of Canada is taking immediate, significant and decisive action to help Canadians facing hardship as a result of the COVID-19 outbreak.
On March 18, 2020, the Prime Minister announced a new set of economic measures to help stabilize the economy during this challenging period. These measures, delivered as part of the Government of Canada’s COVID-19 Economic Response Plan, will provide up to $27 billion in direct support to Canadian workers and businesses.

引用：canada.ca

1. General support for individuals（個人への支援に関する概要）

Increasing the Canada Child Benefit this year
カナダ児童手当（Canada Child Benefit）の増加給付

For over 3.5 million families with children, who may also require additional support, the Government is proposing to increase the maximum annual Canada Child Benefit (CCB) payment amounts, only for the 2019-20 benefit year, by $300 per child. The overall increase for families receiving CCB will be approximately $550 on average; these families will receive an extra $300 per child as part of their May payment. In total, this measure will deliver almost $2 billion in extra support.

引用：canada.ca

Extra time to file income taxes
個人の所得税申告に置いての猶予時間の付与

In order to provide greater flexibility to Canadians who may be experiencing hardships during the COVID-19 outbreak, the Canada Revenue Agency will defer the filing due date for the 2019 tax returns of individuals, including certain trusts.

・For individuals (other than trusts), the return filing due date will be deferred until June 1, 2020. However, the Agency encourages individuals who expect to receive benefits under the GSTC or the Canada Child Benefit not to delay the filing of their return to ensure their entitlements for the 2020-21 benefit year are properly determined.

・For trusts having a taxation year ending on December 31, 2019, the return filing due date will be deferred until May 1, 2020.

The Canada Revenue Agency will allow all taxpayers to defer, until after August 31, 2020, the payment of any income tax amounts that become owing on or after today and before September 2020. This relief would apply to tax balances due, as well as instalments, under Part I of the Income Tax Act. No interest or penalties will accumulate on these amounts during this period.

In order to reduce the necessity for taxpayers and tax preparers to meet in person during this difficult time, and to reduce administrative burden, effective immediately the Canada Revenue Agency will recognize electronic signatures as having met the signature requirements of the Income Tax Act, as a temporary administrative measure. This provision applies to authorization forms T183 or T183CORP, which are forms that are signed in person by millions of Canadians every year to authorize tax preparers to file taxes.

The Canada Revenue Agency is adapting its Outreach Program to support individuals during COVID-19. Through this service, the Canada Revenue Agency offers help to individuals to better understand their tax obligations and to obtain the benefits and credits to which they are entitled. Traditionally available in-person, this service is now available over the phone, and through webinar, where possible.

The Canada Revenue Agency fully expects that many community organizations are considering whether to significantly reduce or perhaps cancel the provision of services provided under the Community Volunteer Income Tax Program. Additional efforts to encourage individuals to file their tax and benefit returns electronically, or where possible, through the File My Return service, will be put forward.

引用：canada.ca

Mortgage support
住宅ローンに関する支援

The Canada Mortgage and Housing Corporation (CMHC) and other mortgage insurers offer tools to lenders that can assist homeowners who may be experiencing financial difficulty. These include payment deferral, loan re-amortization, capitalization of outstanding interest arrears and other eligible expenses, and special payment arrangements.

The Government, through CMHC, is providing increased flexibility for homeowners facing financial difficulties to defer mortgage payments on homeowner CMHC-insured mortgage loans. CMHC will permit lenders to allow payment deferral beginning immediately.

Banks in Canada have also affirmed their commitment to working with customers to provide flexible solutions, on a case-by-case basis, for managing through hardships caused by recent developments. This may include situations such as pay disruption, childcare disruption, or illness. Canada’s large banks have confirmed that this support will include up to a 6-month payment deferral for mortgages, and the opportunity for relief on other credit products. These targeted measures respond to immediate challenges being faced across the country and will help stabilize the Canadian economy.

引用：canada.ca

2. Support for people facing unemployment
失業に直面している人々への支援

Improved access to Employment Insurance
失業保険（Employment Insurance）申請などに関するプロセスの向上

For Canadians without paid sick leave (or similar workplace accommodation) who are sick, quarantined or forced to stay home to care for children, the Government is waiving the one-week waiting period for those individuals in imposed quarantine that claim Employment Insurance (EI) sickness benefits. This temporary measure will be in effect as of March 15, 2020.

引用：canada.ca

The new Emergency Support Benefit
新しい緊急支援手当（Emergency Support Benefit）に関して

For Canadians who lose their jobs or face reduced hours as a result of COVID’s impact, the Government is introducing an Emergency Support Benefit delivered through the CRA to provide up to $5 billion in support to workers who are not eligible for EI and who are facing unemployment.

引用：canada.ca

3. Support for people sick or quarantined（罹患している或いは隔離されている人々への支援）

Improved access to Employment Insurance Sickness Benefit
失業保険の疾病手当（Employment Insurance Sickness Benefit）申請などに関するプロセスの向上

For Canadians without paid sick leave (or similar workplace accommodation) who are sick, quarantined or forced to stay home to care for children, the Government is waiving the requirement to provide a medical certificate to access EI sickness benefits.

引用：canada.ca

The new Emergency Care Benefit
新しい救急医療手当（Emergency Care Benefit）に関して

Introducing the Emergency Care Benefit providing up to $900 bi-weekly, for up to 15 weeks. This flat-payment Benefit would be administered through the Canada Revenue Agency (CRA) and provide income support to:

・Workers, including the self-employed, who are quarantined or sick with COVID-19 but do not qualify for EI sickness benefits.

・Workers, including the self-employed, who are taking care of a family member who is sick with COVID-19, such as an elderly parent, but do not qualify for EI sickness benefits.

・Parents with children who require care or supervision due to school or daycare closures, and are unable to earn employment income, irrespective of whether they qualify for EI or not.

Application for the Benefit will be available in April 2020, and require Canadians to attest that they meet the eligibility requirements. They will need to re-attest every two weeks to reconfirm their eligibility. Canadians will select one of three channels to apply for the Benefit:

1. by accessing it on their CRA MyAccount secure portal;
2. by accessing it from their secure My Service Canada Account; or
3. by calling a toll free number equipped with an automated application process.

引用：canada.ca

4. Support for people unable to work（働けない人々への支援）

The new Emergency Care Benefit

The Government of Canada is introducing the Emergency Care Benefit providing up to $900 bi-weekly, for up to 15 weeks. This flat-payment Benefit would be administered through the Canada Revenue Agency (CRA) and provide income support to:

・Workers, including the self-employed, who are quarantined or sick with COVID-19 but do not qualify for EI sickness benefits.

・Workers, including the self-employed, who are taking care of a family member who is sick with COVID-19, such as an elderly parent, but do not qualify for EI sickness benefits.

・Parents with children who require care or supervision due to school or daycare closures, and are unable to earn employment income, irrespective of whether they qualify for EI or not.

Application for the Benefit will be available in April 2020, and require Canadians to attest that they meet the eligibility requirements. They will need to re-attest every two weeks to reconfirm their eligibility. Canadians will select one of three channels to apply for the Benefit:

1. by accessing it on their CRA MyAccount secure portal;
2. by accessing it from their secure My Service Canada Account; or
3. by calling a toll free number equipped with an automated application process.

引用：canada.ca

5. Support for people with low and modest income（中低収入に該当する人々への支援）

Increased goods and services tax credit this year
消費税控除額（goods and services tax credit）の増加付与

For over 12 million low- and modest-income families, who may require additional help with their finances, the Government is proposing to provide a one-time special payment by early May 2020 through the Goods and Services Tax credit (GSTC). This will double the maximum annual GSTC payment amounts for the 2019-20 benefit year. The average boost to income for those benefitting from this measure will be close to $400 for single individuals and close to $600 for couples. This measure will inject $5.5 billion into the economy.

引用：canada.ca

Enhancing the Reaching Home initiative
ホームレス支援事業(Reaching Home)の強化

Providing the Reaching Home initiative with $157.5 million to continue to support people experiencing homelessness during the COVID-19 outbreak. The funding could be used for a range of needs such as purchasing beds and physical barriers for social distancing and securing accommodation to reduce overcrowding in shelters.

引用：canada.ca

Support women’s shelters and sexual assault centers
女性専用シェルター、性的暴行保護センターへの支援

The Government of Canada is supporting women and children fleeing violence, by providing up to $50 million to women’s shelters and sexual assault centres to help with their capacity to manage or prevent an outbreak in their facilities. This includes funding for facilities in Indigenous communities.

引用：canada.ca

A new Indigenous Community Support Fund
新しい先住民コミュニティ支援基金に関して

The Government of Canada is providing $305 million for a new distinctions-based Indigenous Community Support Fund to address immediate needs in First Nations, Inuit, and Métis Nation communities.

引用：canada.ca

6. Support for seniors（高齢者の支援）

Eased the rules for Registered Retirement Income Funds
登録退職所得基金（Registered Retirement Income Funds）申請に関する規制の緩和

The Government of Canada is reducing required minimum withdrawals from Registered Retirement Income Funds (RRIFs) by 25% for 2020, in recognition of volatile market conditions and their impact on many seniors’ retirement savings. This will provide flexibility to seniors that are concerned that they may be required to liquidate their RRIF assets to meet minimum withdrawal requirements. Similar rules would apply to individuals receiving variable benefit payments under a defined contribution Registered Pension Plan.

引用：canada.ca

7. Support for students and recent graduates（学生または新卒者への支援）

A moratorium on the repayment of Canada Student Loans
カナダ学生ローン（Canada Student Loan）返済の一時停止

The Government of Canada is placing a six-month interest-free moratorium on the repayment of Canada Student Loans for all individuals currently in the process of repaying these loans.

引用：canada.ca

「Support for individuals」の内容は以上となります。

まだまだ新型コロナウイルスの影響は深刻。
皆さん、ソーシャルディスタンシングのルールを守って、外出を控えて安全第一に生活をしてください。